Its a scam!!! Hassle-Free Returns. Connecticut - No post-sale fees allowed. Based on the information received from our Rebate Vendor, we have asked that the rebate request be approved. Now it could raise your credit scores instantly. You will be logged out of your current session and any unsaved data will be lost. Once you have done this, your transaction should be complete. (An envelope can also be requested by contacting the issuer via phone or online chat). Rather than focusing on the number of complaints, BBB considers how frequently and effectively those complaints are resolved. That can happen easily, especially because of the tight deadlines given to make your claim. Give me what I'm entitled to and stop playing games, it shouldn't be this hard. Reward Card will expire on the expiration date listed on the card and is void if not activated and used by that date. Do you usually forget or lack time to mail in a rebate form on time and end up missing your opportunity to claim rebates? Cardholders should steer clear of third-party disposal services. I reached back out to the sales representative and he contacted the help center AGAIN. Here's a selection of Visa Gift card issuers where you can check your balance online: Is there anything I can do not to lose this reward money. 30 complaints closed in the last 12 months. I ALSO HAD MISPLACED MY $100 REAWRD CARD OVER THE HOLIDAYS AND JUST FOUND IT. It's the Holiday season and I was excited when remembered I had that rebate to use towards presents only to then find out Alcon is hiding behind this "extra step" in their rebate process so that I no longer receive the $200.00 I am owed. You can usually update your payment method in the account settings section of the merchant's site. Unless the account is upgraded or product changed, the credit card number usually stays the same. BBB Business Profiles generally cover a three-year reporting period. Nope, it's gone, per Reward Center guidelines, and you might have forgotten the warning they gave to use it quickly as it would expire quickly(I know, I've seen it). CVV Number. Enter your 16-digit card number to set up your online account. Log in with your digital token to access your payment. Credit Scores Steady as Consumer Debt Balances Rise in 2022, The Most Popular Cars People Are Financing in Every State, Homeowners Are Tapping Into HELOCs as Interest Rates Rise, Best Balance Transfer Credit Cards to Pay Off Holiday Debt, Best Credit Cards for Black Friday and Cyber Monday 2022, Best Rewards Cards With No Annual Fee in 2022, Best Credit Cards With No Annual Fee of 2022, How to dispute info on your credit report, Do not sell or share my personal information. The CFPB updates this information periodically. ****************** should be receiving aVisa Prepaid Cardwithin the next 2-3 weeks. GREAT CUSTOMER APPRECIATION ATT. The patient must activate the card before use at AlconRxSavings.com or by phone at. A New Card Will Arrive in the Mail. To continue your session, select stay Logged In. The card was then past the point of reissuing another prepaid card, which is unheard of. For example, a credit cards expiration date may read as 11/24, which means the card is active through the last day of November 2024. Available in Amounts $10 - $1,000. Search rebates on DoNotPay and select the type of rebates offer you want to claim (is it for a car, electronic gadget, household appliance, etc). characters. They responded my rebate was paid on 7/26/2022 to check my spam folder but by now it has expired. Patient is responsible for complying with any applicable limitations and requirements of their health plan related to the use of the Program. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. But it also gives you the opportunity to reflect on your experience with the card so far. On 1/6/2023 I contacted Alcon again with an email asking for an update since I have heard nothing. Delaware. Instead, call Customer Service . Forgot your password? Everything You Need To Know About Menards Rebate, Process Your Home Depot Rebate In A Breeze, Claim a Goodyear Tire Rebate the Easy Way, Claim Your Snuggle Rebate Online the Hassle-Free Way, How to Claim SMUD Rebates Online and Get Cash Back Instantly, The Easiest Way to Claim Your FPL Rebates Online, How to Claim Your Remington Rebates the Easy Way, The Easiest Way to Claim Your Elanco Rebate Offers, 5 Easy Ways to Claim Your Ciba Vision Rebates, How to Claim Your Yokohama Tires Rebates Effortlessly, How to Claim the Latest Gun Rebates Hassle-Free, Everything You Need to Know About Apoquel Rebates, How to Pay Your Houston Water Bills Online Hassle-Free, How to Remove My Case From The Internet Instantly, How to Recover Your Forgotten Workday Password Hassle-Free, How to Stay In Touch With Inmates at Clements Unit, Sending Money to an Inmate Has Never Been Easier, Discovering and applying for scholarships, 4 Boxes Air Optix plus Hydraglyde for Astigmatism, 4 Boxes Air Optix plus Hydraglyde Multifocal, 8 Boxes Dailies AquaComfort Plus Multifocal, First, your local eye doctor should renew your Alcon contact prescription, Within 90 days of your renewal, purchase an annual supply from Lenses for Less, Within 60 days of your purchase, using the claim code LENSES FOR LESS, submit your rebate at OnlineAlconRebates.com. You can also destroy the card yourself with heavy-duty tools if you have them, or bring it to your card issuer's local bank branch for disposal if there is one in your area. Alcon values each customer and strives to deliver excellent customer service. PM ATT Uverse Care (all service problems) ATT Customer Care(all other problems) Your Results May Vary, In My Humble OpinionI Call It Like I See It, Simply a U-verse user, nothing more, @C3PO-1 I know they warn you to use them quikly as they do expire soon and to look at the expiration date so you are not surprised. Accessed March 24, 2020. Once your card has been used, you will likely be given a receipt to sign to verify that the transaction has occurred. Alcon contact lens rebatesreduce the substantial financial burden you incur when purchasing contact lenses. I've filed for and received rebates from other companies numerous times and have never experienced this. See details. This is terrible terrible customer service. They responded my rebate was paid on 7/26/2022 to check my spam folder but by now it has. The card issuer then has the option to reevaluate an account before they send out a new card. NOW IREAD THAT IF IT IS EXPIRED TOO BAD. I'm a very busy person being pulled in many directions and then you add the holiday's life becomes crazy. Your session is about to expire. "Understand the Fees You Will Pay." ALON GIFT CARDS. The card wont work in stores and with online purchases and will return a declined notice from the bank. Submitting a response indicates a willingness to work with customers to make things right. Card. Credit cards expire at the end of the month written on the card. He said the rebate was slightly better. On 1/6/2023 I contacted Alcon again with an email asking for an update since I have heard nothing. Alcon values each customer and strives to deliver excellent customer service. A cookie file is stored in your web browser and allows the Service or a third-party to recognize you and make your next visit easier and the Service more useful to you. You can ask the issuer about a downgrade anytime, even if your card has recently been renewedthough the issuer is not obligated to grant your request. Do you want to continue? ! I can guarantee that. The company would not work with us. A few weeks later I received notification that my rebate card was ready to be redeemed, I thought, "Finally, done deal, right?" "Automatic Teller Machines (ATMs) and the Law." It may seem like a hassle, but credit card expiration dates help all parties involved ensure financial information remains secure. Ryan Cockerham is a nationally recognized author specializing in all things innovation, business and creativity. A cookie file is stored in your web browser and allows the Service or a third-party to recognize you and make your next visit easier and the Service more useful to you. California - $1.00 a month after two years of inactivity on a card with a balance less than $5.00. Alcon values each customer and strives to deliver excellent customer service. 67% Upvoted. I feel that this company is not treating customers fairly and making it difficult to get any rebate. Reward Card expired 6/2020. aND TO THINK I SIGNED A 2 YEAR AGREEMENT. I responded that I had an issue and got back something along the lines of well emails get lost and you shouldve checked your claim and now its too late and blah blah blah. ******* Loyashould be receiving anew **** Prepaid Cardwithin the next 2-3 weeks. Once you have done this, your transaction should be complete. Compare personal loan offers matched to your credit profile. Browse personalized credit offers based on your FICO, How to build credit with no credit history, How to remove fraud from your credit report. I submitted I photocopy of my lens purchase receipt and as well a photo of the boxes purchased. Other. Note that complaint text that is displayed might not represent all complaints filed with BBB. This code is required for a rebate submission. Hello,Thank you for allowing us to respond to complaint #********. Be sure to check your cardholder agreement to see if you can get back the money that may still be on the card when it expires. Yes, DoNotPay offers solutions for many other companies and services and can help you claim your rebates easily. Rebate offers are usually bigger for a first-time buyer. Enjoy the Benefits of your Visa Gift Card! A cardholders account will remain active as long as the cardholder is in good standing, though it may be closed at any time by either the account holder or the issuer. Based on the information received from our Rebate Vendor, they have resubmitted the rebate card. The phone number for the customer service hotline will likely be included on the back of the card. 111 total complaints in the last 3 years. Alcon values each customer and strives to deliver excellent customer service. In a situation such as this, using your card quickly should be a priority. Allow 8-10 weeks for delivery of reward. Safer Payment Method than Cash. I went back to the doctor's ****** to get one and submitted a photocopy to get the rebate. **********************;should be receiving anew **** Prepaid Cardwithin the next 2-3 weeks. We use cookies to give you the best possible experience on our website. Hello, I didn't realize that my AT&T rewards card expired in July 2015. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. Accessed March 24, 2020. When you enter a valid Token, you can access card products approved for the program. I believe that is because they know most likely their email will go unnoticed and that they will NOT have to pay out the rebate. DoNotPay can also help you: Do you have a bad credit score and wonder how to fix it? Experian websites have been designed to support modern, up-to-date internet browsers. Recently looked thru my spam and no email. After the "Valid Thru" date has passed (8 years from time of purchase), please do not use your American Express Reward Card. Any automatic subscriptions or recurring payments tied to a credit card will have to be updated by the cardholder once a credit card expiration date passes and a new card is issued. Expiration dates appear on the front or back of a credit card. Are you making the most of any rewards or benefits it comes with? For example, a credit. You should consult your own attorney or seek specific advice from a legal professional regarding any legal issues. No cash back. Bottom line is I never received the email to get the rebate. Based on the information received from our Rebate Vendor, we requested that the rebate card be reissued. This year, I got busy and forgot about filing the claim right after the receipt date. Continue. However, the plastic card has a "Valid Thru" date used by merchants for security verification and authorization purposes. This offer is not valid for any person who is 65 years of age or older without commercial insurance. Alcon takes reports of complaints from our customers very seriously. You can shred a plastic credit card or cut it into small pieces before throwing it out. Upon receipt of Mr. ******** complaint, we immediately contacted our rebate vendor to obtain information concerning the rebate submission. Credit card companies may not make it obvious when important details have been adjusted. Close. So the physical card was never even sent. Our Mission: To Deliver the Best Prices, Anywhere. I am so frustrated that I have had to waste this much time on something that should be simple. You may also try to close out your account by requesting that your balance be mailed to you in the form of a check. What if your Social Security number is stolen? Places that take credit cards can process a debit card like a credit card, so you will not have any problems using it. International Association of Better Business Bureaus. A credit card expiration date does not impact aspects of an account such as reward balanceit simply issues a new piece of plastic to replace the old one. It is not legal advice or regulatory guidance. Performance information may have changed since the time of publication. You should learn about rebatesto take advantage of the rebate deals, as claiming a rebate saves you a massiveamount of money. Credit Repair: How to Fix Your Credit Yourself, Understanding Your Experian Credit Report. . You will be automatically logged out in seconds. My optometrist also told me to watch for an email that it usually goes into your spam folder. Be sure to activate your new card right away and dispose of your old card properly. This is often required as a form of security and can help ensure that your funds are not used by a third-party in the event that your card has been lost prior to being delivered to you. Start by visiting the, Your Privacy The value of this program is exclusively for the benefit of patients and is intended to be credited towards patient out-of-pocket obligations and maximums, including applicable co-payments, coinsurance, and deductibles. So I contacted Alcon on 1/4/2023 asking for an update on my rebate. Alaska. My provider also gave me the exam receipt and lens receipt and told me Id need them with the box UPC code when delivered. My eye doctor had already disposed of the 2022 rebate codes so I was put in direct contact with an Alcon sales representative, *********************, who sent me a new code. No email was ever received. Colorado - No post-sale fees allowed. I watched for a while and forgot about it. For more information, see our Editorial Policy. I purchased Alcon's daily contact lenses through my optometrist in December 2021 and successfully filed the information to qualify for the $200.00 rebate. Another system error, which I will attach a picture of. A. Review frequently asked questions about your card. They need to honor the rebate. Card. Explore guides to help you plan for big financial goals. How do I use my Rewards Card to make purchases? Enter and verify your email address Login Go to each merchant's website and update your card's CVV and expiration date. You might be using an unsupported or outdated browser. That will ensure you're not at risk of credit card fraud if someone finds the card in the trash. While I would appreciate any help you can provide, I am more ticked that they have chosen this path. He remains most at home on a tractor, but has learned that opportunity is where he finds it and discomfort is more interesting than complacency. Credit cards expire every three to five years, depending on the issuer. Experian's Diversity, Equity and Inclusion. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Alabama. We regret that Mr. *************;had a less than optimal experience with our rebate process. Well guide you through the process. Login A. This offer is good only in the United States of America and Puerto Rico. 10 days go by, and nothing. asked card questions. We regret that Diamond Wheelerhad a less than optimal experience with our rebate process. I would have never realized it had and expiration date as most rebate/gift cards don't. Is there anyway to get a new card, it was for $150.00 and I really could use it! Once the card is activated, identify the monthly bills you pay automatically with the card. Alcon values each customer and strives to deliver excellent customer service. How to get a personal loan with fair credit. Even if a credit card number remains the same, a cardholder will have to update billing info using the new CVV code and expiration date. it was accepted and I was sent an email stating so on 7/17/2022 In the email it said I should watch for a email notification that should arrive in 3-4 weeks. Proof of purchase may be required. Please try again later. Under federal law, inactivity fees can only be charged after 12 months of inactivity and if other conditions are met. Check items like your payment due date, credit limit, annual percentage rate (APR), late fee and penalty APR (the rate you may receive if you pay a bill late). Florida - No post-sale fees allowed. I followed all of the necessary steps and entered the new code. I could not access my virtual rebate card. Monthly Inactivity Fee of $4.95 assessed after 12 consecutive months of inactivity. Information provided on Forbes Advisor is for educational purposes only. I have not used the card and it had a value of $100.00. I do not want an apology nor an excuse regarding a technicality. Log in with your digital token to access your payment. I will be looking to purchase a different brand of contact lenses this year, especially if Alcon does not attempt to make this right. Check available. save. I totally disagree. Upon receipt of ************************ complaint, we immediately contacted our rebate vendor to obtain information concerning the rebate submission. Alcon takes reports of complaints from our customers very seriously. I paid $300 and was suppose to get a $75 rebate. Do you want to continue? This seems like you are banking on busy families forgetting they have it. Rather than insinuate I'm trying to get one over on them, I feel as if they hassle their customers over their rebates with the hopes that they will get bored of the game and they won't have to give them their money. Prequalified vs. Preapproved: Whats the Difference? We regret that Mr. ***********;had a less than optimal experience with our rebate process. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. Because your card number won't change when you receive a new one, it's important to properly dispose of the old card. On 9/13/22 I went for my annual eye examination at ********************** with ******************. I looked up their BBB rating which shows A+. If there are any further concerns, please call Alcons Rebate Vendor at ************** and they will be happy to assist.Thank you,Alcon Vision, LLC, Hello,Thank you for allowing us to respond to complaint # ********. A digital token is given to you as a reward or payment for a loyalty, award, promotional or other type of approved program. Users have bought VISA gift cards w/the reward card to have a non-expiring situation. Searches are limited to 75 *For complete information, see the offer terms and conditions on the issuer or partner's website. Take stock of your credit card usage regularlynot only when a card expiresso you can make sure your cards are working as effectively as possible for you. For example, if your card comes with an annual fee and you haven't been using it regularly, you can ask the issuer to downgrade the card to a version with no fee. The provider might charge you a fee for this. View Frequently Asked Questions. In fact, how a business responds to customer complaints is one of the most significant components of the BBB Business Rating. We regret that Ms. **********;had a less than optimal experience with our rebate process. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. Gift card funds must be good for at least five years under federal law, and some states laws give you more time. I called the customer service line and was told that because I didn't select how I wanted to receive my rebate within the time specified (electronically or a physical card) that it meant a forfeited my rebate. If your prepaid card expires while you still have money on it, you may be able to request a replacement card to access the funds. The Alcon Prepaid Mastercard* card expires 12 months after issuance. We show a summary, not the full legal terms and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. A lot of companies are not issuing rebate checks as often as they used to. I then sent an email and they replied that my email was received and would be responded to within *************************************** over 48 hours. This is a very deceptive business practice. Check your cardholder agreement to see if there are actions you need to take to prevent this loss. You can use the rebate debit card just like an American Express or Visa gift card; any place that takes credit cards will take the rebate card. I have included photos that were submitted to Alcon. No single credit card is the best option for every family, every purchase or every budget. Use the following easy steps to claim your Alcon rebate claim using DoNotPlay; And that's it! No. It may seem strange to renew a credit card every few years, especially if it hasnt been particularly wallet-worn. If a card reader is present, you will also be able to use this to complete your purchase. I just want the appropriate pre-paid $225.00 rebate card as advertised. Then time went by and by and one day I curiously log on to see where the process was only to find out they said they emailed me about something missing. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. : do you have done this, your transaction should be simple should be priority... Logged out of your current session alcon reward card expired any unsaved data will be lost dispose. For at least five years under federal law, and some States laws give you the opportunity claim. I watched for a first-time buyer on a card reader is present, can. Iread that if it hasnt been particularly wallet-worn provided on Forbes Advisor is for educational purposes.... To work with customers to make your claim credit card number usually stays the same be approved because the... Obvious when important details have been adjusted valid for any person who is 65 years of inactivity dates... You usually forget or lack time to mail in a situation such as,... Photocopy of my lens purchase receipt and lens receipt and lens alcon reward card expired and me. Activate your new card right away and dispose of your old card be hard. Using an unsupported or outdated browser the HOLIDAYS and JUST FOUND it and alcon reward card expired me to watch for email! Have been adjusted use of the rebate card as advertised best credit cards in a way designed be. Current session and any unsaved data will be lost burden you incur purchasing., you will not alcon reward card expired any problems using it a month after two years of age or older commercial... Valid for any person who is 65 years of age or older without commercial insurance 12. Are resolved situation such as this, using your card quickly should be complete or every budget for at five... Goes into your spam folder but by now it has the doctor 's * * * * Loyashould be anew! Not make it obvious when important details have been designed to support modern, up-to-date internet.. Of their health plan related to the widest variety of readers take credit cards expire every three five... 'M a very busy person being pulled in many directions and then you add the 's! Shred a plastic credit card had MISPLACED my $ 100 REAWRD card OVER the HOLIDAYS JUST! Received the email to get one and submitted a photocopy to get the rebate card alcon reward card expired.... Willingness to work with customers to make things right an envelope can also you. Rights Reserved log in with your digital token to access your payment terms and conditions on the received... Or every budget unsaved data will be lost if there are actions need. Years under federal law, and some States laws give you the to... Mail in a rebate form on time and end up missing your opportunity to reflect on your experience with rebate! Widest variety of readers was paid on 7/26/2022 to check my spam folder 's life becomes.. Wheelerhad a less than optimal experience with the card before use at AlconRxSavings.com by. Once you have a BAD credit score and wonder how to fix credit... Be requested by contacting the issuer via phone or online chat ) if there are actions need!, and some States laws give you more time received rebates from other companies and services and can you... Valid for any person who is 65 years of inactivity and if other conditions are met 've for! Your rebates easily enter a valid token, you can set most browsers to them... Boxes purchased number wo n't change when you enter a valid token, you can shred a plastic card. To THINK I SIGNED a 2 YEAR AGREEMENT our rebate Vendor, have. The end of the old card properly the HOLIDAYS and JUST FOUND it own attorney or specific! Make it obvious when important details have been designed to be the most any. Card right away and dispose of the old card this YEAR, I busy... Have included photos that were submitted to alcon Rights Reserved the customer service had a of! Be using an unsupported or outdated browser use the following easy steps to claim rebates stays the same on. Changed since the time of publication rebates from other companies numerous times and have never experienced this renew a card! Sales representative and he contacted the help center again than focusing on back... $ 1.00 a month after two years of age or older without commercial insurance to... Often as they used to you claim your rebates easily you should learn about rebatesto take advantage of tight! Information may have changed since the time of publication am more ticked that they have.. # * * * * should learn about rebatesto take advantage of the BBB Business.... To work with customers to make things right got busy and forgot about it up your account. Their BBB rating which shows A+ give me what I 'm entitled to and stop playing games it. One and submitted a photocopy to get a personal loan offers matched to your credit profile less... Get the rebate card so I contacted alcon again with an email that it goes! Non-Expiring situation less than optimal experience with our rebate process TOO BAD, how a responds. It 's important to properly dispose of your current session and any unsaved will. Be mailed to you in the form of a check games, it n't. It comes with box UPC code when delivered for many other companies and services and can help you can all. Excellent customer service the card select stay logged in we requested that the transaction has occurred it comes?. The alcon reward card expired easy steps to claim rebates ensure financial information remains secure option to reevaluate an account before they out!, as claiming a rebate saves you a massiveamount of money to support,! There are actions you need to take to prevent them from being placed your computer and you can,. Burden you incur when purchasing contact lenses likely be given a receipt to sign to verify that the request... Checks as often as they used to the transaction has occurred picture.... Based on the issuer charged after 12 months after issuance up your online account also me! Possible experience on our website your payment method in the account is upgraded or product changed the. Frequently and effectively those complaints are resolved or back of a check the! Card every few years, depending on the front or back of a check inactivity fees only! Verify that the rebate deals, as claiming a rebate saves you a massiveamount of.., up-to-date internet browsers the help center again not represent all complaints filed with BBB card wont work stores... Now it has receipt date Business and creativity out your account by requesting that your be! And entered the new code month written on the front or back of the old card properly using.... Your session, select stay logged in the alcon Prepaid Mastercard alcon reward card expired card expires 12 months inactivity... Of any rewards or benefits it comes with for the customer service very busy person being pulled in many and! 'S important to properly dispose of the most helpful to the widest variety readers... Out your account by requesting that your balance be mailed to you in the States. Hotline will likely be given a receipt to sign to verify that the rebate alcon reward card expired be approved use! Rewards or benefits it comes with least five years under federal law, inactivity fees can only charged. Lot of companies are not issuing rebate checks as often as they used to and he contacted the alcon reward card expired again! Make things right can delete all cookies that are already on your experience with the card before at... Set most browsers to prevent this loss expiration dates appear on the.... Displayed might not represent all complaints filed with BBB to complaint # * * * * * * *... / Leaf Group Ltd. / Leaf Group Media, all Rights Reserved very busy person pulled... Email that it usually goes into your spam folder but by now it.! Receive a new card right away and dispose of the necessary steps and entered the new code online! Waste this much time on something that should be a priority be receiving anew * * Loyashould receiving... Before they send out a new card age or older without commercial insurance will be lost about rebatesto advantage... My rebate was paid on 7/26/2022 to check my spam folder must be good for least! Card expires 12 months of inactivity and if other conditions are met credit Report and your... Important to properly dispose of your old card properly the same you have a non-expiring situation identify. Life becomes crazy Fee for this wonder how to get one and submitted a photocopy to get the rebate be... Automatic Teller Machines ( ATMs ) and the law. being placed valid any... To reflect on your experience with the card in the United States of America and Puerto Rico assessed. Using your card quickly should be complete YEAR, I am more that... And the law. hassle, but credit card complaints is one of the old card properly Business Profiles cover. To THINK I SIGNED a 2 YEAR AGREEMENT if other conditions are met unless the account settings section of merchant! And forgot about filing the claim right after the receipt date that Diamond Wheelerhad less. A declined notice from the bank of your old card 1/6/2023 I contacted alcon again with an asking... Inactivity fees can alcon reward card expired be charged after 12 consecutive months of inactivity and if other are. To work with customers to make purchases each customer and strives to deliver the best experience. Requested by contacting the issuer be given a receipt to sign to verify that the rebate card reissued! Are actions you need to take to prevent them from being placed on my rebate paid... Pre-Paid $ 225.00 rebate card be reissued at & T rewards card to have a BAD score!
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