Tap on the Venmo app on your phone, and chances are you'll greeted with a running list of payments made from one person to another for anything from brunch bills to rent payments. Also, Venmo charges users a 25-cent fee for instant transfers of one’s Venmo balance to their bank account. You have the option to make your past payments private or friends only. Venmo Is Convenient but Use It Safely A spokesperson for Venmo pointed out that they do have customizable privacy settings. The only way to stop your Venmo transactions from being public is to set them to private. DON'T DELAY. You receive a notification from Venmo alerting you that you’ve received a payment from someone you don’t know. How to use Venmo … Venmo is all about promoting its platform as a different kind of social network. © 2016 PayPal, Inc. Public: The transaction will be shared on the Venmo public feed and anyone on the internet will be able to see it. Venmo shows your payment history by default. A quick scroll of recent public transactions on my Venmo revealed a transaction with the zippered lips emoji, another that said only “fantasy,” and another that says “open the box.” Draw your own conclusions, and think for a moment what snap judgments you want to solicit from the world. When you transact with someone else on Venmo, including payments from merchants, the more restrictive privacy setting between the two of you will be honored. Friends only: The transaction will only be shared with your Venmo friends and with the other participant’s Venmo friends. Venmo is a service of PayPal, Inc., a licensed provider of money transfer services (NMLS ID: 910457). We all know that privacy is a big concern with technology. Using the popular app is simple, and once configured, you can use it for social debts between friends, or even to make payments like rent with other people who use the app. Purchases made using your Venmo Mastercard Debit Card or Venmo Credit Card and purchases from approved merchants when you pay with Venmo are Private by default, but you can change the privacy setting on any purchase to share them. Venmo offers three options: Public, Friends (visible to your friends and your recipient’s friends), and Private. The scam is as simple as it is devious. All of your transactions, regardless of privacy setting, will still be visible in your personal Venmo feed so that you have a transaction record. But while people are largely stuck at home, some say the transactions feel even juicier. Unless you change your settings, anyone can see your Venmo transactions. If they appear in the search results, that means they have a Venmo account. You can set up your Venmo account so that the privacy setting for all future payments is automatically set to your preference (remember, you can change the privacy setting for an individual payment by following the above steps, no matter what your default privacy setting is). Another Venmo user, Orlando-based John Papa, signed up for the service in October to pay a pet trainer who only accepts payments through the app. In the Privacy menu, find “ Past Transactions ” under the More section at the bottom. On the web, first, log into venmo.com. If you want to keep your transactions secret, change the settings to private. Stop People from Seeing Your Venmo Transactions On the other hand, if you don't want people to follow your Venmo transactions, all you have to do is adjust the privacy settings on your transactions. I'm still friends with my ex on Venmo, but not on any other social media (Instagram, Facebook, etc.). Venmo use for businesses is currently in a limited release phase. Whether knowing about other people’s transactions is moral or not is not the subject here. In comparison, Venmo’s parent, PayPal, charges a 2.9% transaction fee for all debit and credit card transactions. Private: We will not share the transaction anywhere other than your own personal feed and, if it’s a payment to another user, the feed of the other person in the payment. Venmo does give users the ability to limit who can see transactions both before and after they're sent, but many people don’t choose to adjust their privacy settings. The funding source will only be visible to you. You can find more about adding and removing friends here. Before deciding to use either of these P2P apps, it’s important to … PayPal ’s Venmo is a convenient tool for buying goods and sending or receiving money to and from friends. To update your sharing settings in the app please make sure your app is updated to the latest release. All you need to do is open the Menu (the icon with three bars), go to Search People, and enter the name of the person you’re searching for. Just select or tap on the privacy setting in any payment or purchase and select your preferred setting. Shop. Finally, don’t use Venmo for online sales or business operations. Changing the Privacy Setting for an Individual Payment or Purchase. Venmo transactions are public by default as part of its social strategy. Make sure your app is updated to the newest version to see our latest privacy controls. From there, click on your preference. In order to comment on a payment, you need to be friends on Venmo. Since then, Papa’s received over 30 requests from people he doesn’t know. If you’re receiving unwanted comments or payments from users that you don’t know, or simply don’t want to see someone’s activity in your feed, you have the option to block them in the app! Debit or credit cards to a Venmo account payment network a good at. 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